Conflicting federal policies may lead to higher flood insurance costs for residents in flood-prone areas and limit their awareness of risks from upstream dams, as reported by the Associated Press. The Federal Emergency Management Agency’s (FEMA) rating system for flood insurance discounts often clashes with security restrictions imposed by other federal agencies, resulting in a lack of necessary data about potential dam failures. This information gap can prevent communities from obtaining significant insurance discounts and adequately warning their residents, particularly as climate change intensifies flood risks. As federal officials reconsider policies, local administrators express frustration over the inefficiency and financial strain of navigating complex systems without sufficient cooperation and transparency.