In a significant legal ruling, New York’s Appellate Division determined that Hudson Excess Insurance Company is not required to defend Mayer Malbin Realty I, LLC in a personal injury case tied to a 2017 construction site accident. The court overturned a previous decision, highlighting that delays in notifying Hudson about the claim, which was filed by injured worker You Tien Chen, breached the insurance policy. Mayer, who failed to promptly inform Hudson while being aware of their coverage for the subcontractor involved, hindered the insurer’s ability to investigate the incident effectively. This ruling underscores the critical importance of timely communication in insurance claims.
