In New York, recent legislative efforts have aimed to protect dog-owning renters by addressing the lack of renters’ insurance requirements, particularly in light of the state’s high rates of dog bite claims. While a law was enacted in 2021 to prevent insurance discrimination based on dog breed for homeowners, renters continue to be unprotected under similar provisions. Proposed legislation, S.7416-B/A.6867-B, seeks to extend these protections to renters but has yet to gain necessary support. Advocates emphasize the importance of renters’ insurance for dog owners to mitigate potential financial burdens and enhance overall public safety.
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