Community efforts to stabilize the home insurance market in lower Puna are facing significant challenges, particularly as Governor Josh Green addresses rising condominium insurance rates following the deadly 2023 Maui wildfires. Earlier this month, Green signed an emergency proclamation allowing funds from the Hawaii Hurricane Relief Fund to assist the Hawaii Property Insurance Association, although homeowners in Lava Zones 1 and 2 are left with minimal options and steep premiums. Residents and local leaders have expressed frustration over the lack of focus on their region by the joint task force formed to tackle insurance issues. Despite setbacks, some community members are exploring alternatives, like a non-profit insurance cooperative, though engagement has been low and regulatory hurdles loom.
