A licensed insurance agent reviewed various insurance advice shared on Reddit, uncovering both informative tips and misleading guidance. Among the poor advice, notions like insurance being a scam, fabricating personal details for cheaper rates, and misunderstanding the differences between full and minimum coverage were highlighted as particularly problematic. Conversely, sound recommendations include speaking directly with an insurance agent for tailored advice and diligently reading one’s insurance policy. The agent emphasizes that the most reliable source for insurance inquiries remains licensed professionals rather than anonymous online posts.