Most Americans Unaware of Rights to Contest Insurance Denials, Study Finds
Most Americans Unaware of Rights to Contest Insurance Denials, Study Finds

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A recent survey by the Commonwealth Fund revealed that nearly half of U.S. adults unaware of their rights feel discouraged from contesting health insurance denials, often resulting in worsened health conditions. In 2022, insurers in Pennsylvania alone denied over two million claims, yet only a fraction was appealed by policyholders. Factors such as age and socioeconomic status contribute to this lack of awareness, particularly among younger individuals and Hispanic residents. State programs, like Pennsylvania’s Independent Review Program, aim to assist consumers in challenging denials, with data showing that more than half of denied claims were eventually overturned upon independent review.
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