The Association of Insurance Agents and Brokers (SAAD) announced important statements from Halil İbrahim Ece, CEO of AIS Insurance Inc. Ece emphasized the importance of Voluntary Liability Insurance (IMR) for vehicle owners, issuing a warning. He highlighted the recent increase in damage costs and the inadequacy of traffic insurance coverage, stressing the necessity for vehicle owners to obtain IMR insurance to minimize potential risks on the road.According to Ece, compulsory traffic insurance covers damages to third parties within certain limits, while comprehensive insurance covers damages to the insured vehicle. However, he pointed out that these coverages can sometimes be insufficient, and additional protection is needed depending on the extent of the damage. IMR insurance comes into play when traffic insurance coverage is inadequate, including compensation for both material and moral damages.Ece emphasized the importance of vehicle owners obtaining IMR insurance to cover damages beyond the scope of traffic insurance. He noted that due to rising damage costs and high inflation, traffic insurance coverage alone is insufficient, making IMR insurance necessary. The interest in this type of insurance has increased in recent years, and vehicle owners are advised to obtain IMR insurance.