A recent analysis from the Center for International Environmental Law highlights how insurance discrimination, termed “bluelining,” is emerging as a contemporary form of racial inequity rooted in historical practices like redlining. The study reveals that minority and low-income communities face heightened vulnerability to climate change impacts, as insurers withdraw coverage or increase rates in areas deemed high-risk. These discriminatory policies limit access to crucial property insurance, undermining resilience and recovery efforts following climate-related disasters. The report urges insurers to invest in climate risk mitigation and support equitable community solutions.
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