The California Department of Insurance is entering the final phase of public comment regarding proposed reforms aimed at enhancing homeowner insurance coverage in wildfire-prone areas. The regulations would mandate insurers to provide broader coverage options and incorporate advanced wildfire modeling techniques to forecast risks more effectively. This initiative is a response to the worsening insurance crisis exacerbated by factors such as climate change and insurers exiting the market. Residents wishing to give feedback can submit comments via email or participate in a virtual public hearing scheduled for September 17.