Hurricane Helene is projected to make landfall in Florida as a Category 3 storm, with early estimates indicating insured losses could range from $3 billion to $6 billion. A property data firm warns that about 25,000 homes are at risk of storm surge flooding, translating to a reconstruction cost of approximately $5.6 billion. The storm is expected to produce maximum sustained winds exceeding 125 mph, particularly affecting densely populated regions. Should Helene shift further east towards Tampa, losses could potentially exceed $10 billion, according to the National Hurricane Center.