A recent study by Policybazaar has revealed that nearly one-third of health insurance claims in India result from seasonal infectious diseases, particularly vector-borne illnesses like dengue and malaria, which see a spike during the monsoon months of July and August. The study indicates that treatment costs for these illnesses typically range from Rs 50,000 to Rs 1,50,000, with gastroenteritis also contributing significantly to seasonal claims. Overall, health insurance claims from seasonal illnesses are substantially higher compared to developed countries, underlining hygiene and environmental factors as critical contributors to these claims. Increased hospitalization rates for ailments that were previously managed at home reflect a positive shift towards seeking professional medical assistance.
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