In his recent column, insurance agent Jake Holehouse reflects on the impact of Hurricanes Helene and Milton on Florida’s insurance landscape, emphasizing the stark differences in damage between older and newer homes. He points out that while older, non-elevated structures often experienced severe flooding and financial strain, newer homes built to modern codes fared significantly better. Holehouse advocates for stricter enforcement of elevation standards and the benefits of flood insurance for all homeowners, particularly those in areas previously deemed non-flood zones. He urges state and federal leaders to strengthen building codes and support initiatives for enhancing home resilience against future storms.