Severe Thunderstorm Losses Surge as Softening Insurance Market Responds
Severe Thunderstorm Losses Surge as Softening Insurance Market Responds
Severe thunderstorms are causing rising insurance losses, especially in Texas, amidst a softening market.

The re/insurance market is witnessing a softening trend, yet severe thunderstorm losses pose a growing challenge, as highlighted by Harry White from Property Claim Services (PCS). In an interview with Artemis, White revealed that average annual insured losses from severe thunderstorms skyrocketed from around $4 billion (1998-2005) to over $40 billion (2021-2025). This surge is linked to increased insured exposure and rising claim costs, particularly in states like Texas, which accounted for a staggering 95% of national catastrophe claims in early 2025. With urban expansion and a significant rise in claims, understanding evolving risks is vital for effective insurance structuring and pricing. For more insights, check the full article Source and details of the news.

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